Privacy (legal notes)


Dear user,

we inform you that the processing of your personal data will be in accordance with the current privacy policy and will be based on the principles of fairness, lawfulness and transparency. To this end, in compliance with Article 13 of Legislative Decree no. n. 196/2003, we indicate the purpose and the way in which they will be dealt with.

This information refers solely to the data of those who interact with the services accessible from the home page, without extending to the other websites eventually reached by the user through the links on the site.

Type of data processed

Navigation data

Computer systems and software procedures for the operation of this website operability, during their normal operation, certain personal data whose transmission is implied in the use of Internet communication protocols.

These are information that is not collected to be associated with identified individuals, but which by their nature could, through elaborations and associations with data held by third parties, allow users to identify.

This category of data includes the IP addresses or domain names of the computers used by the users who connect to the site, the URI (Uniform Resource Identifier) ??notation addresses of the required resources, the time of the request, the method used to submit the server request, file size obtained in response, numeric code indicating the response status of the server (good end, error, etc.) and other parameters related to the operating system and the user's computer environment.

This data is used only for the purpose of obtaining anonymous statistical information on the use of the site and for checking its proper functioning. The data could be used for the detection of liability in the event of hypothetical cybercrime for damage to the site.


The site uses cookies to enhance the user's browsing experience. To find out more about the type of used cookies, the purpose and the way of disabling, you can consult the specific section.

Data provided voluntarily by the user

To access certain services reserved to users, you must register and enter some personal data.

Providing some identification data is necessary in order to authenticate and verify access legitimacy, at different levels of reserved areas, to those who access them. Under no circumstances it will be treated sensitive or judicial data.

The optional, explicit, and voluntary sending of emails to the addresses indicated on this site involves the subsequent acquisition of the address of the sender, necessary to respond to the requests as well as any other personal data included in the mail. Summary information will be progressively reported or displayed on site pages prepared for special services on request.

Purpose of processing

The provided data can be processed:

  1. carrying out the operations strictly necessary to carry out the service;
  2. provision of technological services (mailing lists, newsletters, remote and local maintenance and maintenance, etc.), including by third parties specifically appointed;
  3. activities imposed by laws, regulations or measures for the execution of commercial orders;
  4. statistical elaborations.

For any other purposes that require additional data collection (eg submission of advertising material and information), relevant and appropriate information will be prepared.

Processing mode

All data will be recorded electronically. Registration data as well as any other information that may be associated directly or indirectly with a particular user is collected and processed in accordance with Legislative Decree 196/2003 (and in particular the provisions of the Technical Regulations - Annex B of D. Legislative Decree 196/2003) and will be accessible only to staff who have passed an authentication / authorization procedure.

They will only be handled by third parties if this is necessary for servicing and maintenance purposes, subject to any obligations under the law (eg tax inspections). Under no circumstances will they be released to the public.

Personal data provided by users submitting requests for information (miscellaneous documentation, reports, questions, publications, etc.) are used solely to perform the requested service and are communicated to third parties in the sole case where this is necessary for that purpose (publishing service).

Data subjects’ right

At any time, the person concerned may exercise his / her rights to the data controller in accordance with article 7 of Legislative Decree 196/2003, which, for convenience, we reproduce in full:

Article 7. Right of access to personal data and other rights

1. The person concerned has the right to obtain confirmation of the existence or otherwise of personal data concerning him, even if not yet registered, and their communication in an intelligible form.

2. The person concerned has the right to obtain the indication:

(a) the origin of personal data;

b) the purposes and methods of processing;

c) the logic applied when processing by means of electronic instruments;

d) the identification details of the holder, the persons responsible and the designated representative within the meaning of Article 5, paragraph 2;

(e) the subjects or categories of persons to whom the personal data may be disclosed or who may become aware of them as designated representatives in the territory of the State, of responsible or persons in charge.

3. The person concerned has the right to obtain:

(a) updating, rectification or, where relevant, integration of data;

b) cancellation, transformation into anonymous form or blocking of data processed in violation of law, including those for which no conservation is required in relation to the purposes for which the data was collected or subsequently processed;

(c) the attestation that the operations referred to in points (a) and (b) have been made known, including their content, to those to whom the data have been communicated or disseminated, except where such fulfillment is reveals it impossible or involves the use of means manifestly disproportionate to the protected right.

4. The person concerned has the right to oppose, in whole or in part:

(a) for legitimate reasons for the processing of personal data concerning him, even though relevant to the purpose of the collection;

b) the processing of personal data concerning him for the purpose of sending advertising material or direct selling or for the purpose of market research or commercial communication.

Subjects related to treatment

The "holder" of the treatment is Fondo di Garanzia dei Depositanti based in Rome, via Lucrezia Romana, 41/47 - 00178.

It is possible for data management and maintenance purposes only for servers, network services, technical support and software application upgrades, or administration and accounting, to be processed by other persons as specially appointed or self-appointed managers. This list is updated periodically and can be requested by the owner via email.

Questions, complaints and suggestions

For further clarification and more information about the content of or how the FGD collects, use your personal data, please contact us directly at, at +39 06 720 79030 or at the Fondo di Garanzia dei Depositanti, via Lucrezia Romana, 41/47 - 00178 Rome.

For more information about your rights and privacy policy in general, please visit the website of the Guarantor for Personal Data Protection at


FGD maintains this site to meet information / communication needs. In preparing this site, every effort has been made to provide the most up-to-date, accurate and clear information possible. However, unintentional errors are always possible and information may often be subject to variation. FGD provides reasonable efforts to include complete and up-to-date information on the site but does not warrant and does not accept any liability for any errors or omissions. The material contained on the site is provided "in the state in which it is" and without any implied or explicit warranty.

Therefore, in the broadest terms of the Act, FGD declines any explicit or implicit responsibility, including, but not limited to, service continuity, errors or omissions, error correction, site hosting responsibility for the site possible presence of viruses or other harmful and harmful IT components.

FGD is not responsible for the use of the information contained herein, for their correctness and reliability, nor for direct or indirect damages that may arise from one of these aspects. The reading, viewing and use of the materials of this site constitutes a manifestation of acceptance of the content of these conditions. Under no circumstances, including negligence, FGD will be liable for any direct or indirect damages that may result from the use, or inability to use, the materials present on the site.

Site information is not a public-interest incentive and is not intended to promote any form of investment or business, nor promote or place financial instruments or investment services or banking / financial products / services. Use of data and information content on the site as a support for the choice of personal investment operations is at full risk of the User. Before concluding any banking / financial transactions based on the information obtained directly or indirectly from the Site, you should contact your bank or other authorized financial intermediary to verify the truthfulness and correctness of the information as well as the opportunity of the transaction in relation to your personal needs and your economic, financial and income situation.

This site is not a journal article, it has no regularity and is updated according to the availability and availability of the materials contained therein. Therefore, no editorial product can be considered in any way under L. no. 62 of 7 March 2001.


The contents of this website (hereinafter the "Site") - including marks, data, news, information, images, graphics, drawings - are property of FGD or its assignor and all the safeguards provided from the Industrial Property Code.

Each single published document may also contain other proprietary alerts and copyright information related to the single document. Their reproduction is prohibited by any analog or digital means without written authorization. It is permitted - without the need for authorization - to copy for personal use only. You are also permitted, upon notice to FGD - who reserves the right to deny the proposed use - quotations as a news, study, criticism or review, provided accompanied by the source reference, including the address For all other uses, an authorization request is indispensable. For information on how to request permission, send an e-mail to If permission is granted for reproduction, it is mandatory to mention the source (


Trademarks consisting of two "C" intertwined letters, the symbol of the Pomegranate in any of their representations or logos, are registered trademarks of Federcasse - Italian Federation of Cooperative Credit Banks and Rural Banks. All other brands that may appear on FGD site are owned by their respective owners. Other product and company names mentioned in this document may be trademarks of their respective owners. Such names or trademarks are cited on this site for information and / or educational purposes only. It is hereby declared that FGD has not any right on them.

Multimedia links

Links from other sites are allowed, but an alert to these links is welcome. In any case, viewing a page of FGD site may not be inserted in a frame or other technique that hides the ownership of the content without prior authorization.

Links to external sites are not under the control of FGD and therefore FGD is not responsible for the content or any other links contained therein or any changes or updates to these sites. FGD is not responsible for any webcasts or any other form of transmission received from other linked sites. FGD therefore disclaims any liability for any direct, indirect or consequential loss, claim or loss arising in any other form to the User from the vision, use, and / or operation of the sites or services provided by any links made by it. FGD provides these links only for convenience and the inclusion of these links does not imply the approval of the corresponding sites by FGD. Sites, resources and Internet services achieved through links provided by FGD can in no way be considered sponsored, shared, or supported by FGD itself and therefore the User assumes all responsibility for any purchases made via of them.


Any software available for download from this server is copyrighted by the respective producers / suppliers. The use of the Software is governed by the terms of the eventual License Agreement with the end-user attached to the Software. The End User is not authorized to install the Software that is accompanied by a License Agreement or which it includes if it does not previously consent to the terms of the License Agreement. The Software is made available for download exclusively for use by the end user in accordance with the terms and conditions of the License Agreement. Any reproduction or redistribution of the Software that is not in compliance with what is stated in the license agreement is expressly forbidden and will be prosecuted both civilly and criminally.

Emails, documents and materials sent

FGD is particularly grateful to receive comments, suggestions, and advices from visitors to our site. FGD, however, cannot accept, in any form, any materials sent through the Site, except for those expressly requested. In order to avoid any possible misunderstanding and / or contention, FGD specifies that any material that may be submitted, sent or transmitted through the site, if not expressly required, may be used for any possible use at the discretion of FGD included promotional and commercial use, without any liability of FGD to any person who has submitted, transmitted or posted.